�\pjnwill00 L 5d 4:B�  dMbP?_"*+�%,����1 ��Arial1 ��Arial1 ��Arial1 ��Arial1 ��Arial1 � Arial1 �Arial1 ��Arial1 x�Arial1 ��Arial��&�?'�?(�?)�?M dXX�"dXX�?�?@V General00.00#,##0 #,##0.00#,##0_);\(#,##0\)#,##0_);[Red]\(#,##0\)#,##0.00_);\(#,##0.00\)#,##0.00_);[Red]\(#,##0.00\)"$"#,##0_);\("$"#,##0\)"$"#,##0_);[Red]\("$"#,##0\) "$"#,##0.00_);\("$"#,##0.00\)%""$"#,##0.00_);[Red]\("$"#,##0.00\)0%0.00% 0.00E+00 #\ ?/? #\ ??/?? m/d/yy d\-mmm\-yy d\-mmm mmm\-yy h:mm\ AM/PMh:mm:ss\ AM/PMh:mm h:mm:ss m/d/yy\ h:mm000000\-0000\-00\ 00\-000\-000\-000\-00\-0\ "**"\ #,##0_);"**"\-#,##0_) 00\-0000000\ 00\-000000\-0000\-00\ 000\-00\-0000\  ####\-##\-## ########"*"\ ###0;"*"\-###0"**"\ ###0;"**"\-###00_);[Red]\(0\)@*. " "@*. #,##0.0000#,##0.00000000 0_);\(0\)0.0%"Yes";"Yes";"No""True";"True";"False""On";"On";"Off";8_("$"* #,##0.0_);_("$"* \(#,##0.0\);_("$"* "-"??_);_(@_)74_("$"* #,##0_);_("$"* \(#,##0\);_("$"* "-"??_);_(@_)2/_(* #,##0.0_);_(* \(#,##0.0\);_(* "-"??_);_(@_).+_(* #,##0_);_(* \(#,##0\);_(* "-"??_);_(@_)-*#,##0" ";\-#,##0" ";"-- ";@" "1.#,##0.0" ";\-#,##0.0" ";"-- ";@" "sp@"............................................................................................................." " "@mj@"......................................................................................................."ur\ \ \ \ @"......................................................................................................."%"#,##0" ";\-#,##0" ";"-- ";@" ")&#,##0.0" ";\-#,##0.0" ";"-- ";@" " \ \ \ \ @ \(General\)52#,##0" ";\-#,##0" ";"-- ";@" " 0;[Red]0 0.000%96#,##0.0" ";\-#,##0.0" ";"-- ";@" "�@"............................................................................................................................." "$"#,##0 ##0.0E+0mm:ss@52_("$"* #,##0_);_("$"* \(#,##0\);_("$"* "-"_);_(@_),)_(* #,##0_);_(* \(#,##0\);_(* "-"_);_(@_)=:_("$"* #,##0.00_);_("$"* \(#,##0.00\);_("$"* "-"??_);_(@_)41_(* #,##0.00_);_(* \(#,##0.00\);_(* "-"??_);_(@_) -3 C � �C � ��C � ��C � ��C � ��C � ��C � ��C � ��C � ��C � ��C � ��C � ��C � ��C � ��C � ��C  �C #� ��C I� ��C G� ��C � ��C H� ��C F� ��C � ��C $� ��C � ��C ���C ���C  � ��C � ��C  � ��C "� ��C  �C  $�C  �C "8C  �C "8C *"<C *"<C  ,�C  (C 8C 8C 8��C "8�C  (�C 9 ,��C 9 ,��C 9 ,�C 9 ,�C  hA�C 8 ,�C 9 ,�C 9#<��C  �C "8��C "8�C 8C  ,�C 8 ,�C !xA�C  hA�C "8�C A ,�C  $��C #<�C 9 ,�C ' ,�C !|A��C "8�C "8�C "8��C 8�C 8�C E <�C E �C  xA�C  �C  8�C "8C "8�C !8C !8�C !8C E ,�C  ,�C "8C !8C 8�C 8C 8�� Asterick�����CPL�����DLN�Double Asterick�EIN�Followed Hyperlink�  Hyperlink�����SCPL�SSN� Y2K DateU} �!ek} �ek} �!ek 5� ,l@ ,�@ ,^@  ,��M ,��M ,7�M ,��# ,��# ,B�# ,��# ,��# ,��# ,��# ,��# ,��# ,��#�,��#�,��#�,��#�,��#�,��#�,��#�,��#�,��#�,d�# �,g�#�,��#�,��#�,��#�,��#�,=�#�,��#m2eTable 5.--Taxpayers with Individual Retirement Arrangement (IRA) Plans, by Age of Taxpayer, Tax Year !!!!!!!!~ <@@!!!!!!!!_DW[All figures are estimates based on samples--money amounts are in thousands of dollars]@@@@@@@@ @L>G All taxpayersESO9R1Taxpayers with IRA coverage reported on Form 5498FF O ,Age 7Total8With pension coverage 8Eligible to make 8W0 Beginning-of-year fair market value [2]V=W5 Total contributionsV9Q1 Contributions deductible on Form 1040 "N>P on W-2 [1]PIRA contributions$Number of taxpayers$Amount$Number of taxpayers$Amount$Number of taxpayers "Amount(~ &~ &~ &~ &~ &~ &~ &~ & ~  %"�? All taxpayers4�@*;jA %��t�4zD]5A %��t�4Q�?A %��t�4GgA %��t�4WA %��t�4Hz�lA %��t�4_* eA %��t�4p=�UA %��t� BwA}�vgA %�� t�3Under 15. �28A~ 5_~ .#�~ .��.�/bA~ .;�.E� H@.�UL@ /*�2@ 3 15 under 20 .R�u+`A~ 5e_ .�,`A~ .l\ .;O (�A~ .�� .EA .1@ /\_5@ 3 20 under 25 .� ٧mA 5fff~[A .�(\OZXmA~ .�n ~ .w4~ .׸� .|?,A .CA /�0OJ9A 3 25 under 30 .̜ooA 5R�`A .\�doA~ .'U'# .(� FbA~ .g.H~ .� 0 .Eg1A /; _h$A 3 30 under 35~ .Nt 5z�8bA .� qA~ .@ .3338~A~ .o~�&~ .?hQ .<� A /*7,�1A 3 35 under 40~ .z 5Y:xcA .(T[rA~ .=t[ .333azNA~ .�)~ .a .zclz&A /�';A3 40 under 45.333kDusA5\ sbA.Q�"a?sA~ .o"tu~ .b �'~ .0~ .�$�.Ǻ{�+=+A /G�?r/@A3 45 under 50.IqA5Hz_A.G�:u8qA~ .k~~ .R�9~ .�E3.fffF�VA.x�,)A /lg֏>A3 50 under 55.ILmA5GTA.�mA~ .�#~~ .޵L~ .pg0.�(\tUA.(]�1*A /�" A�=A3 55 under 60.� �gA~ 5B.p=�eA~ ._7t~ .FO[~ .�%(~ .�;i.PW%A /�+T5A3 60 under 65.�(\IaA~ 5oi.{G�*]A~ .Ie~ .Yg~ .>r~ .#�=.$1A /{3W)�&A3 65 under 70.\% ZA~ 5w@*~ .Ci~ .AW~ .na~ .t ~ .�.A=Œ@ /v@3 70 under 75.\0WA~ 5�7�~ .~x:~ .�I~ .S~ .sr.q= WrxA.b@ /� @\)@3 75 under 80~ .n~ 55*KA~ .{e~ .D/~ . �7'~ .+�.��4<@~ .~  /3 80 and over.�?}RA~ 5m�7A~ .;_ ~ .!�.qA~ .i:.�'�@~ .~  /C:A:::::: ' T UUUUUUUU U=DH<Taxpayers with IRA coverage reported on Form 5498--continuedHHHHHHH I ,AgeY RolloversXYRoth conversionsXYWithdrawals [3]X+Investment returns [4]!YYearend fair market value Z-9Number of taxpayers)Amount9Number of taxpayers)Amount9Number of taxpayers*Amount)Amount9Number of taxpayers *Amount(~ &$~ &&~ &(~ &*~ &,~ &.~ &0~ &1~  %2�? All taxpayers4G�.OA %�,�t�4 }sA %�,�t�4GM<A %�,�t�4!T�9=EHA %�,�t�4O�;aA %�,�t�4�"�WA %�,�t�4�/4z�5A %�,�t� BZQA %�,� t� 6 6 6 6666666666666666666 6!6"6#6$6%6&6'6(6)6*6+6,6-6.6/606162636465666768696:6;6<6=6>6?6@6A6B6C6D6E6F6G6H6I6J6K6L6M6N6O6P6Q6R6S6T6U6V6W6X6Y6Z6[6\6]6^6_6`6a6b6c6d6e6f6g6h6i6j6k6l6m6n6o6p6q6r6s6t6u6v6w6x6y6z6{6|6}6~666�6�6�6�6�6�6�6�6�6�63Under 15~ .~ .~ .~ ..�ثn@.L ˒q\@*.[C@q�D� D�D�D�D�~ .� /4/A 6 6 6 6666666666666666666 6!6"6#6$6%6&6'6(6)6*6+6,6-6.6/606162636465666768696:6;6<6=6>6?6@6A6B6C6D6E6F6G6H6I6J6K6L6M6N6O6P6Q6R6S6T6U6V6W6X6Y6Z6[6\6]6^6_6`6a6b6c6d6e6f6g6h6i6j6k6l6m6n6o6p6q6r6s6t6u6v6w6x6y6z6{6|6}6~666�6�6�6�6�6�6�6�6�6�63 15 under 20~ .�'�~ .�37~ .�.p.ܵA.Z@@.ps� @*.�>��D� D�D �D�D �~ .G /�"۹_ A 6 6 6 6666666666666666666 6!6"6#6$6%6&6'6(6)6*6+6,6-6.6/606162636465666768696:6;6<6=6>6?6@6A6B6C6D6E6F6G6H6I6J6K6L6M6N6O6P6Q6R6S6T6U6V6W6X6Y6Z6[6\6]6^6_6`6a6b6c6d6e6f6g6h6i6j6k6l6m6n6o6p6q6r6s6t6u6v6w6x6y6z6{6|6}6~666�6�6�6�6�6�6�6�6�6�6 �,��#!�,��#"�,��##�,��#$�,��#%�,��#&�,��#'�,��#(�,��#)�,��#*�,��#+�,��#,�,��#-�,�@.�,Z@/�,�@0,@1,�@2,�@3,g@4,�@ 3 20 under 25~ .�~ .O� (~ .7 .nn A .bT@ .NJ�A* .�`�8�D � D �D �D �D �~ .�~ /ʼnD 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 !6 "6 #6 $6 %6 &6 '6 (6 )6 *6 +6 ,6 -6 .6 /6 06 16 26 36 46 56 66 76 86 96 :6 ;6 <6 =6 >6 ?6 @6 A6 B6 C6 D6 E6 F6 G6 H6 I6 J6 K6 L6 M6 N6 O6 P6 Q6 R6 S6 T6 U6 V6 W6 X6 Y6 Z6 [6 \6 ]6 ^6 _6 `6 a6 b6 c6 d6 e6 f6 g6 h6 i6 j6 k6 l6 m6 n6 o6 p6 q6 r6 s6 t6 u6 v6 w6 x6 y6 z6 {6 |6 }6 ~6 6 6 �6 �6 �6 �6 �6 �6 �6 �6 �6 �6!3 25 under 30~ !.Q, !.= VTA~ !.kc�!.C�A!.�'�� A!.a�3A*!.Fs S�D!� D!�D �D!�D �~ !.W}�.! /333ɂdA! 6! 6! 6! 6!6!6!6!6!6!6!6!6!6!6!6!6!6!6!6!6!6!6! 6!!6!"6!#6!$6!%6!&6!'6!(6!)6!*6!+6!,6!-6!.6!/6!06!16!26!36!46!56!66!76!86!96!:6!;6!<6!=6!>6!?6!@6!A6!B6!C6!D6!E6!F6!G6!H6!I6!J6!K6!L6!M6!N6!O6!P6!Q6!R6!S6!T6!U6!V6!W6!X6!Y6!Z6![6!\6!]6!^6!_6!`6!a6!b6!c6!d6!e6!f6!g6!h6!i6!j6!k6!l6!m6!n6!o6!p6!q6!r6!s6!t6!u6!v6!w6!x6!y6!z6!{6!|6!}6!~6!6!6!�6!�6!�6!�6!�6!�6!�6!�6!�6!�6"3 30 under 35~ ".wQ ".fffiA~ ".0�~ ".1 ".s�A".rIBA*".db�$g�D"� D"�D �D"�D �~ ".DL" /fffvH2A" 6" 6" 6" 6"6"6"6"6"6"6"6"6"6"6"6"6"6"6"6"6"6"6" 6"!6""6"#6"$6"%6"&6"'6"(6")6"*6"+6",6"-6".6"/6"06"16"26"36"46"56"66"76"86"96":6";6"<6"=6">6"?6"@6"A6"B6"C6"D6"E6"F6"G6"H6"I6"J6"K6"L6"M6"N6"O6"P6"Q6"R6"S6"T6"U6"V6"W6"X6"Y6"Z6"[6"\6"]6"^6"_6"`6"a6"b6"c6"d6"e6"f6"g6"h6"i6"j6"k6"l6"m6"n6"o6"p6"q6"r6"s6"t6"u6"v6"w6"x6"y6"z6"{6"|6"}6"~6"6"6"�6"�6"�6"�6"�6"�6"�6"�6"�6"�6#3 35 under 40~ #.� #.HqA~ #.l�#.�(\a< A#.xv~ A#./ LA*#.i�'�9AD#� D#�D �D#�D �~ #.e~ # /"# 6# 6# 6# 6#6#6#6#6#6#6#6#6#6#6#6#6#6#6#6#6#6#6# 6#!6#"6##6#$6#%6#&6#'6#(6#)6#*6#+6#,6#-6#.6#/6#06#16#26#36#46#56#66#76#86#96#:6#;6#<6#=6#>6#?6#@6#A6#B6#C6#D6#E6#F6#G6#H6#I6#J6#K6#L6#M6#N6#O6#P6#Q6#R6#S6#T6#U6#V6#W6#X6#Y6#Z6#[6#\6#]6#^6#_6#`6#a6#b6#c6#d6#e6#f6#g6#h6#i6#j6#k6#l6#m6#n6#o6#p6#q6#r6#s6#t6#u6#v6#w6#x6#y6#z6#{6#|6#}6#~6#6#6#�6#�6#�6#�6#�6#�6#�6#�6#�6#�6$3 40 under 45~ $.� $.YTvA~ $.FA$.A`@A$.W} yA$.G 9RA*$.0|Rx�D$� D$�D�D$�D�$.q= 'LTA~ $ /='$ 6$ 6$ 6$ 6$6$6$6$6$6$6$6$6$6$6$6$6$6$6$6$6$6$6$ 6$!6$"6$#6$$6$%6$&6$'6$(6$)6$*6$+6$,6$-6$.6$/6$06$16$26$36$46$56$66$76$86$96$:6$;6$<6$=6$>6$?6$@6$A6$B6$C6$D6$E6$F6$G6$H6$I6$J6$K6$L6$M6$N6$O6$P6$Q6$R6$S6$T6$U6$V6$W6$X6$Y6$Z6$[6$\6$]6$^6$_6$`6$a6$b6$c6$d6$e6$f6$g6$h6$i6$j6$k6$l6$m6$n6$o6$p6$q6$r6$s6$t6$u6$v6$w6$x6$y6$z6${6$|6$}6$~6$6$6$�6$�6$�6$�6$�6$�6$�6$�6$�6$�6%3 45 under 50~ %.g %.סzA~ %.w-�%.�"y�A%.�A%.<�=�TA*%.`�#�tw�D%� D%�D�D%�D�%. ף�VA~ % /Zj:% 6% 6% 6% 6%6%6%6%6%6%6%6%6%6%6%6%6%6%6%6%6%6%6% 6%!6%"6%#6%$6%%6%&6%'6%(6%)6%*6%+6%,6%-6%.6%/6%06%16%26%36%46%56%66%76%86%96%:6%;6%<6%=6%>6%?6%@6%A6%B6%C6%D6%E6%F6%G6%H6%I6%J6%K6%L6%M6%N6%O6%P6%Q6%R6%S6%T6%U6%V6%W6%X6%Y6%Z6%[6%\6%]6%^6%_6%`6%a6%b6%c6%d6%e6%f6%g6%h6%i6%j6%k6%l6%m6%n6%o6%p6%q6%r6%s6%t6%u6%v6%w6%x6%y6%z6%{6%|6%}6%~6%6%6%�6%�6%�6%�6%�6%�6%�6%�6%�6%�6&3 50 under 55~ &.� ~ &.J ~ &.WOu&.GaLA&.�(ZA&.u�$WA*&.hY[�D&� D&�D�D&�D�&.LUA~ & /FL& 6& 6& 6& 6&6&6&6&6&6&6&6&6&6&6&6&6&6&6&6&6&6&6& 6&!6&"6&#6&$6&%6&&6&'6&(6&)6&*6&+6&,6&-6&.6&/6&06&16&26&36&46&56&66&76&86&96&:6&;6&<6&=6&>6&?6&@6&A6&B6&C6&D6&E6&F6&G6&H6&I6&J6&K6&L6&M6&N6&O6&P6&Q6&R6&S6&T6&U6&V6&W6&X6&Y6&Z6&[6&\6&]6&^6&_6&`6&a6&b6&c6&d6&e6&f6&g6&h6&i6&j6&k6&l6&m6&n6&o6&p6&q6&r6&s6&t6&u6&v6&w6&x6&y6&z6&{6&|6&}6&~6&6&6&�6&�6&�6&�6&�6&�6&�6&�6&�6&�6'3 55 under 60~ '.og� '.=A~ '. �3A'.C,nA'.ο )'-A'.�_rA*'.z�.Y�D'� D'�D�D'�D�~ '.hy~ ' /Z' 6' 6' 6' 6'6'6'6'6'6'6'6'6'6'6'6'6'6'6'6'6'6'6' 6'!6'"6'#6'$6'%6'&6''6'(6')6'*6'+6',6'-6'.6'/6'06'16'26'36'46'56'66'76'86'96':6';6'<6'=6'>6'?6'@6'A6'B6'C6'D6'E6'F6'G6'H6'I6'J6'K6'L6'M6'N6'O6'P6'Q6'R6'S6'T6'U6'V6'W6'X6'Y6'Z6'[6'\6']6'^6'_6'`6'a6'b6'c6'd6'e6'f6'g6'h6'i6'j6'k6'l6'm6'n6'o6'p6'q6'r6's6't6'u6'v6'w6'x6'y6'z6'{6'|6'}6'~6'6'6'�6'�6'�6'�6'�6'�6'�6'�6'�6'�6(3 60 under 65~ (.�(.fffTyA~ (.oJ(.-o|�A(.yS:/A(.%Z pnA*(.IXh�D(� D(�D�D(�D�~ (.f~ ( /N3g( 6( 6( 6( 6(6(6(6(6(6(6(6(6(6(6(6(6(6(6(6(6(6(6( 6(!6("6(#6($6(%6(&6('6((6()6(*6(+6(,6(-6(.6(/6(06(16(26(36(46(56(66(76(86(96(:6(;6(<6(=6(>6(?6(@6(A6(B6(C6(D6(E6(F6(G6(H6(I6(J6(K6(L6(M6(N6(O6(P6(Q6(R6(S6(T6(U6(V6(W6(X6(Y6(Z6([6(\6(]6(^6(_6(`6(a6(b6(c6(d6(e6(f6(g6(h6(i6(j6(k6(l6(m6(n6(o6(p6(q6(r6(s6(t6(u6(v6(w6(x6(y6(z6({6(|6(}6(~6(6(6(�6(�6(�6(�6(�6(�6(�6(�6(�6(�6)3 65 under 70~ ).).fffjA~ ).Q�"A).Mb� A).1~DA).C%axA*).Mȕ�,AD)� D)�D�D)�D�~ ).'|U~ ) /}_) 6) 6) 6) 6)6)6)6)6)6)6)6)6)6)6)6)6)6)6)6)6)6)6) 6)!6)"6)#6)$6)%6)&6)'6)(6))6)*6)+6),6)-6).6)/6)06)16)26)36)46)56)66)76)86)96):6);6)<6)=6)>6)?6)@6)A6)B6)C6)D6)E6)F6)G6)H6)I6)J6)K6)L6)M6)N6)O6)P6)Q6)R6)S6)T6)U6)V6)W6)X6)Y6)Z6)[6)\6)]6)^6)_6)`6)a6)b6)c6)d6)e6)f6)g6)h6)i6)j6)k6)l6)m6)n6)o6)p6)q6)r6)s6)t6)u6)v6)w6)x6)y6)z6){6)|6)}6)~6)6)6)�6)�6)�6)�6)�6)�6)�6)�6)�6)�6*3 70 under 75~ *.�(XA~ *.{DK~ *.@*.@*.FS͚5=A*.�/.�7lA**. {wT�D*� D*�D�D*�D�~ *.G~ * /D$O* 6* 6* 6* 6*6*6*6*6*6*6*6*6*6*6*6*6*6*6*6*6*6*6* 6*!6*"6*#6*$6*%6*&6*'6*(6*)6**6*+6*,6*-6*.6*/6*06*16*26*36*46*56*66*76*86*96*:6*;6*<6*=6*>6*?6*@6*A6*B6*C6*D6*E6*F6*G6*H6*I6*J6*K6*L6*M6*N6*O6*P6*Q6*R6*S6*T6*U6*V6*W6*X6*Y6*Z6*[6*\6*]6*^6*_6*`6*a6*b6*c6*d6*e6*f6*g6*h6*i6*j6*k6*l6*m6*n6*o6*p6*q6*r6*s6*t6*u6*v6*w6*x6*y6*z6*{6*|6*}6*~6*6*6*�6*�6*�6*�6*�6*�6*�6*�6*�6*�6+3 75 under 80~ +.~ +.�|~ +.A>@+.<�8bw@+.:TG�?_%A+. ]RA*+.�2�,}q`�D+� D+�D�D+�D�~ +.�-~ + /҄N$+ 6+ 6+ 6+ 6+6+6+6+6+6+6+6+6+6+6+6+6+6+6+6+6+6+6+ 6+!6+"6+#6+$6+%6+&6+'6+(6+)6+*6++6+,6+-6+.6+/6+06+16+26+36+46+56+66+76+86+96+:6+;6+<6+=6+>6+?6+@6+A6+B6+C6+D6+E6+F6+G6+H6+I6+J6+K6+L6+M6+N6+O6+P6+Q6+R6+S6+T6+U6+V6+W6+X6+Y6+Z6+[6+\6+]6+^6+_6+`6+a6+b6+c6+d6+e6+f6+g6+h6+i6+j6+k6+l6+m6+n6+o6+p6+q6+r6+s6+t6+u6+v6+w6+x6+y6+z6+{6+|6+}6+~6+6+6+�6+�6+�6+�6+�6+�6+�6+�6+�6+�6,; 80 and over~ ,1?�-,1b| %A~ ,1~ ,1,1D$@,1lSQzrj1A,1(WR~ ,1_, 0'ԏA, 6, 6, 6, 6,6,6,6,6,6,6,6,6,6,6,6,6,6,6,6,6,6,6, 6,!6,"6,#6,$6,%6,&6,'6,(6,)6,*6,+6,,6,-6,.6,/6,06,16,26,36,46,56,66,76,86,96,:6,;6,<6,=6,>6,?6,@6,A6,B6,C6,D6,E6,F6,G6,H6,I6,J6,K6,L6,M6,N6,O6,P6,Q6,R6,S6,T6,U6,V6,W6,X6,Y6,Z6,[6,\6,]6,^6,_6,`6,a6,b6,c6,d6,e6,f6,g6,h6,i6,j6,k6,l6,m6,n6,o6,p6,q6,r6,s6,t6,u6,v6,w6,x6,y6,z6,{6,|6,}6,~6,6,6,�6,�6,�6,�6,�6,�6,�6,�6,�6,�6--------- �.J�[1] Number of taxpayers with pension coverage is determined from Form W-2, box 13, which indicates participation in a retirement plan..K.K.K.K.K.... �/J�[2] Beginning-of-year fair market value is based on the Tax Year 1999 sample's yearend fair market value. However, the fair market value data are classified by Tax Year 2000 age./K/K/K/K/K//// �0J�[3] Withdrawals are reported on Form 1099-R; does not include withdrawals for the purpose of rollovers to other IRA accounts, or Roth IRA conversions.0K0K0K0K0K�1J�[4] Column 16 is equal to the change in fair market value (column 18 less column 5) minus total contributions (column 7), rollovers (column 11), plus withdrawals (column 15); 1K1K1K1K1K12J)Roth conversions do not affect column 16.2K2K2K2K2K�3J�Source: Matched file of income tax returns, Forms 5498, Forms 1099-R, and W-2 for Tax Year 2000. Also IRS, Statistics of Income Spring Bulletin, Publication 1136, July 2004.3K3K3K3K3K4J4K4K4K4K4K= h��#�> ��" ������������������������������