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§°§Ò§ß§à§Ó§Ý§Ö§ß§Ú§Ö §ß§Ñ§Ý§à§Ô§à§Ó§à§Û §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§Ú §Ú §ß§à§Ó§à§ã§ä§Ú §à§ä §¯§Ñ§Ý§à§Ô§à§Ó§à§Ô§à §å§á§â§Ñ§Ó§Ý§Ö§ß§Ú§ñ §³§º§¡ (IRS)

§²§Ñ§Ù§Õ§Ö§Ý ?§°§Ò§ß§à§Ó§Ý§Ö§ß§Ú§Ö §ß§Ñ§Ý§à§Ô§à§Ó§à§Û §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§Ú §Ú §ß§à§Ó§à§ã§ä§Ú §à§ä §¯§Ñ§Ý§à§Ô§à§Ó§à§Ô§à §å§á§â§Ñ§Ó§Ý§Ö§ß§Ú§ñ §³§º§¡ (IRS)? §á§â§Ö§Õ§ß§Ñ§Ù§ß§Ñ§é§Ö§ß §Õ§Ý§ñ §á§à§Þ§à§ë§Ú §Ü§Ñ§Ø§Õ§à§Þ§å, §ß§Ö§Ù§Ñ§Ó§Ú§ã§Ú§Þ§à §à§ä §ä§à§Ô§à, §Ô§à§ä§à§Ó§Ú§ä §Ý§Ú §à§ß §Ó §ß§Ñ§ã§ä§à§ñ§ë§Ú§Û §Þ§à§Þ§Ö§ß§ä §ã§Ó§à§ð §ß§Ñ§Ý§à§Ô§à§Ó§å§ð §Õ§Ö§Ü§Ý§Ñ§â§Ñ§è§Ú§ð §Ú§Ý§Ú §à§Ø§Ú§Õ§Ñ§Ö§ä §à§Ò§â§Ñ§Ò§à§ä§Ü§Ú §Õ§Ö§Ü§Ý§Ñ§â§Ñ§è§Ú§Ú §Ú§Ý§Ú §Ó§à§Ù§Ó§â§Ñ§ä§Ñ §Õ§Ö§ß§Ö§Ô. §©§Õ§Ö§ã§î §ä§Ñ§Ü§Ø§Ö §á§å§Ò§Ý§Ú§Ü§å§ð§ä§ã§ñ §á§à§ã§Ý§Ö§Õ§ß§Ú§Ö §à§Ò§ß§à§Ó§Ý§Ö§ß§Ú§ñ, §Ü§Ñ§ã§Ñ§ð§ë§Ú§ç§ã§ñ §á§Ú§ã§Ö§Þ §Ú§Ý§Ú §å§Ó§Ö§Õ§à§Þ§Ý§Ö§ß§Ú§Û §à§ä IRS. §±§à§ã§Ý§Ö§Õ§ß§Ú§Ö §à§Ò§ß§à§Ó§Ý§Ö§ß§Ú§ñ §Ò§å§Õ§å§ä §â§Ñ§Ù§Þ§Ö§ë§Ñ§ä§î§ã§ñ §Ó §Ó§Ö§â§ç§ß§Ö§Û §é§Ñ§ã§ä§Ú §ï§ä§à§Û §ã§ä§â§Ñ§ß§Ú§è§í. IRS §ä§Ñ§Ü§Ø§Ö §Ò§å§Õ§Ö§ä §á§â§Ö§Õ§à§ã§ä§Ñ§Ó§Ý§ñ§ä§î §Ó§Ñ§Ø§ß§í§Ö §à§Ò§ß§à§Ó§Ý§Ö§ß§Ú§ñ §é§Ö§â§Ö§Ù §ã§à§è§Ú§Ñ§Ý§î§ß§í§Ö §ã§Ö§ä§Ú.

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§±§â§Ñ§Ó§Ú§Ý§î§ß§à§Ö §å§Õ§Ö§â§Ø§Ñ§ß§Ú§Ö §ß§Ñ§Ý§à§Ô§à§Ó §ã§Ö§Û§é§Ñ§ã §ñ§Ó§Ý§ñ§Ö§ä§ã§ñ §Ü§Ý§ð§é§Ö§Ó§í§Þ §æ§Ñ§Ü§ä§à§â§à§Þ, §á§à§Ù§Ó§à§Ý§ñ§ð§ë§Ú§Þ §Ú§Ù§Ò§Ö§Ø§Ñ§ä§î §ß§Ö§à§Ø§Ú§Õ§Ñ§ß§ß§à§ã§ä§Ö§Û §á§â§Ú §á§à§Õ§Ñ§é§Ö §ß§Ñ§Ý§à§Ô§à§Ó§à§Û §Õ§Ö§Ü§Ý§Ñ§â§Ñ§è§Ú§Ú §Ó §ã§Ý§Ö§Õ§å§ð§ë§Ö§Þ §Ô§à§Õ§å. §³§â§Ö§Õ§ã§ä§Ó§à §à§è§Ö§ß§Ü§Ú §å§Õ§Ö§â§Ø§Ñ§ß§ß§à§Ô§à §ß§Ñ§Ý§à§Ô§Ñ IRS - §ï§ä§à §Ò§Ö§ã§á§Ý§Ñ§ä§ß§í§Û §à§ß§Ý§Ñ§Û§ß-§Ú§ß§ã§ä§â§å§Þ§Ö§ß§ä, §Ü§à§ä§à§â§í§Û §á§à§Þ§à§Ô§Ñ§Ö§ä §ß§Ñ§Ö§Þ§ß§í§Þ §â§Ñ§Ò§à§ä§ß§Ú§Ü§Ñ§Þ, §ß§Ö§Ù§Ñ§Ó§Ú§ã§Ú§Þ§í§Þ §á§à§Õ§â§ñ§Õ§é§Ú§Ü§Ñ§Þ §Ú §á§Ö§ß§ã§Ú§à§ß§Ö§â§Ñ§Þ §à§á§â§Ö§Õ§Ö§Ý§Ú§ä§î, §å§Õ§Ö§â§Ø§Ú§Ó§Ñ§Ö§ä§ã§ñ §Ý§Ú §ã §Ú§ç §Ù§Ñ§â§á§Ý§Ñ§ä §á§â§Ñ§Ó§Ú§Ý§î§ß§Ñ§ñ §ã§å§Þ§Þ§Ñ §æ§Ö§Õ§Ö§â§Ñ§Ý§î§ß§à§Ô§à §á§à§Õ§à§ç§à§Õ§ß§à§Ô§à §ß§Ñ§Ý§à§Ô§Ñ.

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IRS §á§â§Ú§Ù§í§Ó§Ñ§Ö§ä §ß§Ñ§Ý§à§Ô§à§á§Ý§Ñ§ä§Ö§Ý§î§ë§Ú§Ü§à§Ó, §á§â§à§á§å§ã§ä§Ú§Ó§ê§Ú§ç §ã§â§à§Ü §á§à§Õ§Ñ§é§Ú §Õ§Ö§Ü§Ý§Ñ§â§Ñ§è§Ú§Ú (§¡§ß§Ô§Ý§Ú§Û§ã§Ü§Ú§Û), §á§à§Õ§Ñ§ä§î §ß§Ñ§Ý§à§Ô§à§Ó§å§ð §Õ§Ö§Ü§Ý§Ñ§â§Ñ§è§Ú§ð §Ü§Ñ§Ü §Þ§à§Ø§ß§à §ã§Ü§à§â§Ö§Ö. §´§Ö, §Ü§ä§à §á§â§à§á§å§ã§ä§Ú§Ý §ã§â§à§Ü §á§à§Õ§Ñ§é§Ú §Õ§Ö§Ü§Ý§Ñ§â§Ñ§è§Ú§Ú, §ß§à §Õ§à§Ý§Ø§Ö§ß §å§á§Ý§Ñ§ä§Ú§ä§î §ß§Ñ§Ý§à§Ô§Ú, §Õ§à§Ý§Ø§ß§í §á§à§Õ§Ñ§ä§î §Ö§Ö §Ó§à§Ó§â§Ö§Þ§ñ, §é§ä§à§Ò§í §Ú§Ù§Ò§Ö§Ø§Ñ§ä§î §Õ§à§á§à§Ý§ß§Ú§ä§Ö§Ý§î§ß§í§ç §ê§ä§â§Ñ§æ§à§Ó §Ú §á§â§à§è§Ö§ß§ä§à§Ó. §©§Ñ§á§â§à§ã §ß§Ñ §á§â§à§Õ§Ý§Ö§ß§Ú§Ö §ã§â§à§Ü§Ñ §á§à§Õ§Ñ§é§Ú §ß§Ñ§Ý§à§Ô§à§Ó§à§Û §Õ§Ö§Ü§Ý§Ñ§â§Ñ§è§Ú§Ú §Õ§Ñ§Ö§ä §Õ§à§á§à§Ý§ß§Ú§ä§Ö§Ý§î§ß§à§Ö §Ó§â§Ö§Þ§ñ §Õ§Ý§ñ §á§à§Õ§Ñ§é§Ú §Õ§Ö§Ü§Ý§Ñ§â§Ñ§è§Ú§Ú, §ß§à §ß§Ö §Õ§Ý§ñ §å§á§Ý§Ñ§ä§í §á§â§Ú§é§Ú§ä§Ñ§ð§ë§Ú§ç§ã§ñ §ß§Ñ§Ý§à§Ô§à§Ó. §­§Ú§è§Ñ, §Ü§à§ä§à§â§í§Ö §Õ§à§Ý§Ø§ß§í §å§á§Ý§Ñ§ä§Ú§ä§î §ß§Ñ§Ý§à§Ô§Ú, §Õ§à§Ý§Ø§ß§í §á§à§Õ§Ñ§ä§î §ß§Ñ§Ý§à§Ô§à§Ó§å§ð §Õ§Ö§Ü§Ý§Ñ§â§Ñ§è§Ú§ð §Ú §Ù§Ñ§á§Ý§Ñ§ä§Ú§ä§î §Ü§Ñ§Ü §Þ§à§Ø§ß§à §ã§Ü§à§â§Ö§Ö.

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IRS §Ñ§ß§à§ß§ã§Ú§â§å§Ö§ä §à §ß§Ñ§Ý§à§Ô§à§Ó§í§ç §Ý§î§Ô§à§ä§Ñ§ç §Õ§Ý§ñ §æ§Ú§Ù§Ú§é§Ö§ã§Ü§Ú§ç §Ú §ð§â§Ú§Õ§Ú§é§Ö§ã§Ü§Ú§ç §Ý§Ú§è §Ó §ê§ä§Ñ§ä§Ñ§ç §¡§â§Ü§Ñ§ß§Ù§Ñ§ã (§¡§ß§Ô§Ý§Ú§Û§ã§Ü§Ú§Û) §Ú §´§Ö§ß§ß§Ö§ã§ã§Ú (§¡§ß§Ô§Ý§Ú§Û§ã§Ü§Ú§Û) §á§à§ã§ä§â§Ñ§Õ§Ñ§Ó§ê§Ú§ç §à§ä §ã§Ú§Ý§î§ß§í§ç §Ò§å§â§î, §ä§à§â§ß§Ñ§Õ§à §Ú §ß§Ñ§Ó§à§Õ§ß§Ö§ß§Ú§Û, §ß§Ñ§é§Ñ§Ó§ê§Ú§ç§ã§ñ 2 §Ñ§á§â§Ö§Ý§ñ 2025 §Ô§à§Õ§Ñ. §¿§ä§Ú §ß§Ñ§Ý§à§Ô§à§á§Ý§Ñ§ä§Ö§Ý§î§ë§Ú§Ü§Ú, §Ñ §ä§Ñ§Ü§Ø§Ö §Ý§Ú§è§Ñ, §á§à§Õ§Ñ§ð§ë§Ú§Ö §¶§à§â§Þ§å 1040, §Ú§Þ§Ö§ð§ä §á§â§Ñ§Ó§à §á§à§Õ§Ñ§ä§î §â§Ñ§Ù§Ý§Ú§é§ß§í§Ö §æ§Ö§Õ§Ö§â§Ñ§Ý§î§ß§í§Ö §ß§Ñ§Ý§à§Ô§à§Ó§í§Ö §Õ§Ö§Ü§Ý§Ñ§â§Ñ§è§Ú§Ú §Õ§Ý§ñ §æ§Ú§Ù§Ú§é§Ö§ã§Ü§Ú§ç §Ú §ð§â§Ú§Õ§Ú§é§Ö§ã§Ü§Ú§ç §Ý§Ú§è §Ú §å§á§Ý§Ñ§ä§Ú§ä§î §á§à §ß§Ñ§Ý§à§Ô§à§Ó§à§Û §Ù§Ñ§Õ§à§Ý§Ø§Ö§ß§ß§à§ã§ä§Ú §Õ§à 3 §ß§à§ñ§Ò§â§ñ 2025 §Ô§à§Õ§Ñ.

§±§à§ã§ä§â§Ñ§Õ§Ñ§Ó§ê§Ú§Ö §à§ä §ã§ä§Ú§ç§Ú§Û§ß§í§ç §Ò§Ö§Õ§ã§ä§Ó§Ú§Û §Ñ§Ó§ä§à§Þ§Ñ§ä§Ú§é§Ö§ã§Ü§Ú §á§à§Ý§å§é§Ñ§ä §à§ä§ã§â§à§é§Ü§å §Õ§Ý§ñ §á§à§Õ§Ñ§é§Ú §Õ§Ö§Ü§Ý§Ñ§â§Ñ§è§Ú§Û §Ú §å§á§Ý§Ñ§ä§í §ß§Ñ§Ý§à§Ô§à§Ó §Ù§Ñ 2024 §Ô§à§Õ

IRS §ß§Ñ§á§à§Þ§Ú§ß§Ñ§Ö§ä §æ§Ú§Ù§Ú§é§Ö§ã§Ü§Ú§Þ §Ú §ð§â§Ú§Õ§Ú§é§Ö§ã§Ü§Ú§Þ §Ý§Ú§è§Ñ§Þ, §á§à§ã§ä§â§Ñ§Õ§Ñ§Ó§ê§Ú§Þ §à§ä §ã§ä§Ú§ç§Ú§Û§ß§í§ç §Ò§Ö§Õ§ã§ä§Ó§Ú§Û, §à§Ò§ì§ñ§Ó§Ý§Ö§ß§ß§í§ç §ß§Ñ §æ§Ö§Õ§Ö§â§Ñ§Ý§î§ß§à§Þ §å§â§à§Ó§ß§Ö §Ó 12 §ê§ä§Ñ§ä§Ñ§ç (§¡§ß§Ô§Ý§Ú§Û§ã§Ü§Ú§Û), §é§ä§à §à§ß§Ú §Õ§à§Ý§Ø§ß§í §á§à§Õ§Ñ§ä§î §Õ§Ö§Ü§Ý§Ñ§â§Ñ§è§Ú§Ú §á§à §æ§Ö§Õ§Ö§â§Ñ§Ý§î§ß§à§Þ§å §á§à§Õ§à§ç§à§Õ§ß§à§Þ§å §ß§Ñ§Ý§à§Ô§å §Ù§Ñ 2024 §Ô§à§Õ §Ú §å§á§Ý§Ñ§ä§Ú§ä§î §ß§Ñ§Ý§à§Ô§à§Ó§í§Ö §á§Ý§Ñ§ä§Ö§Ø§Ú §Ù§Ñ 2024 §ß§Ñ§Ý§à§Ô§à§Ó§í§Û §Ô§à§Õ §Ó §é§Ö§ä§Ó§Ö§â§Ô, 1 §Þ§Ñ§ñ 2025 §Ô§à§Õ§Ñ.

§±§â§Ú§Ý§à§Ø§Ö§ß§Ú§Ö: IRS §à§ß§Ý§Ñ§Û§ß-§Ñ§Ü§Ü§Ñ§å§ß§ä §Õ§Ý§ñ §æ§Ú§Ù§Ú§é§Ö§ã§Ü§Ú§ç §Ý§Ú§è

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§²§Ñ§ß§Ö§Ö §Ó §ï§ä§à§Þ §Ô§à§Õ§å IRS §á§â§Ö§Õ§à§ã§ä§Ñ§Ó§Ú§Ý§Ñ §ß§Ñ§Ý§à§Ô§à§á§Ý§Ñ§ä§Ö§Ý§î§ë§Ú§Ü§Ñ§Þ §Ó§à§Ù§Þ§à§Ø§ß§à§ã§ä§î §á§à§Õ§Ñ§Ó§Ñ§ä§î §ß§Ñ§Ý§à§Ô§à§Ó§í§Ö §Õ§Ö§Ü§Ý§Ñ§â§Ñ§è§Ú§Ú, §Õ§à§Ò§Ñ§Ó§Ý§ñ§ñ §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§à§ß§ß§í§Ö §Õ§Ö§Ü§Ý§Ñ§â§Ñ§è§Ú§Ú (§¡§ß§Ô§Ý§Ú§Û§ã§Ü§Ú§Û) §Ó IRS §à§ß§Ý§Ñ§Û§ß-§Ñ§Ü§Ü§Ñ§å§ß§ä §Õ§Ý§ñ §æ§Ú§Ù§Ú§é§Ö§ã§Ü§Ú§ç §Ý§Ú§è, §é§ä§à §á§à§Þ§à§Ô§Ñ§Ö§ä §Ü§à§ß§ã§à§Ý§Ú§Õ§Ú§â§à§Ó§Ñ§ä§î §Ó§Ñ§Ø§ß§í§Ö §ß§Ñ§Ý§à§Ô§à§Ó§í§Ö §Õ§à§Ü§å§Þ§Ö§ß§ä§í §Ó §à§Õ§ß§à§Þ §è§Ú§æ§â§à§Ó§à§Þ §Þ§Ö§ã§ä§Ö. §¥§à§Ò§Ñ§Ó§Ý§Ö§ß§Ú§Ö §ï§ä§Ú§ç §æ§à§â§Þ §Ó IRS §à§ß§Ý§Ñ§Û§ß-§Ñ§Ü§Ü§Ñ§å§ß§ä §Õ§Ý§ñ §æ§Ú§Ù§Ú§é§Ö§ã§Ü§Ú§ç §Ý§Ú§è §â§Ñ§ã§ê§Ú§â§ñ§Ö§ä §Ó§à§Ù§Þ§à§Ø§ß§à§ã§ä§Ú §ß§Ñ§Ý§à§Ô§à§á§Ý§Ñ§ä§Ö§Ý§î§ë§Ú§Ü§à§Ó §á§à §Ò§í§ã§ä§â§à§Þ§å §Ú §Ò§Ö§Ù§à§á§Ñ§ã§ß§à§Þ§å §Õ§à§ã§ä§å§á§å §Ü §ß§Ñ§Ý§à§Ô§à§Ó§à§Û §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§Ú §Ú §å§á§â§à§ë§Ñ§Ö§ä §á§â§à§è§Ö§ã§ã §Ó§Ó§Ö§Õ§Ö§ß§Ú§ñ §ß§Ñ§Ý§à§Ô§à§Ó§à§Ô§à §å§é§Ö§ä§Ñ.

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IRS §Ó§í§á§å§ã§Ü§Ñ§Ö§ä §²§å§Ü§à§Ó§à§Õ§ã§ä§Ó§à §á§à §ß§Ñ§Ý§à§Ô§à§à§Ò§Ý§à§Ø§Ö§ß§Ú§ð (§¡§ß§Ô§Ý§Ú§Û§ã§Ü§Ú§Û), §é§ä§à§Ò§í §á§â§Ö§Õ§à§ã§ä§Ñ§Ó§Ý§ñ§ä§î §à§Ò§ß§à§Ó§Ý§Ö§ß§ß§å§ð §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§ð, §Ü§à§ä§à§â§Ñ§ñ §á§à§Þ§à§Ø§Ö§ä §ß§Ñ§Ý§à§Ô§à§á§Ý§Ñ§ä§Ö§Ý§î§ë§Ú§Ü§Ñ§Þ §á§â§Ñ§Ó§Ú§Ý§î§ß§à §Ù§Ñ§á§à§Ý§ß§Ú§ä§î §ß§Ñ§Ý§à§Ô§à§Ó§í§Ö §Õ§Ö§Ü§Ý§Ñ§â§Ñ§è§Ú§Ú. §¯§Ñ§Ý§à§Ô§à§á§Ý§Ñ§ä§Ö§Ý§î§ë§Ú§Ü§Ñ§Þ §ä§Ñ§Ü§Ø§Ö §ã§Ý§Ö§Õ§å§Ö§ä §à§Ù§ß§Ñ§Ü§à§Þ§Ú§ä§î§ã§ñ §ã §±§å§Ò§Ý§Ú§Ü§Ñ§è§Ú§Ö§Û ¡í 17 ?§£§Ñ§ê §æ§Ö§Õ§Ö§â§Ñ§Ý§î§ß§í§Û §á§à§Õ§à§ç§à§Õ§ß§í§Û §ß§Ñ§Ý§à§Ô? (§Õ§Ý§ñ §æ§Ú§Ù§Ú§é§Ö§ã§Ü§Ú§ç §Ý§Ú§è), §Ó §Ü§à§ä§à§â§à§Û §ã§à§Õ§Ö§â§Ø§Ú§ä§ã§ñ §Õ§à§á§à§Ý§ß§Ú§ä§Ö§Ý§î§ß§í§Ö §â§Ö§Ü§à§Þ§Ö§ß§Õ§Ñ§è§Ú§Ú §Ú §à§Ò§ß§à§Ó§Ý§Ö§ß§Ú§ñ §Õ§Ý§ñ §ß§Ñ§Ý§à§Ô§à§Ó§à§Ô§à 2024 §Ô§à§Õ§Ñ.

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§±§â§à§è§Ö§ß§ä§ß§í§Ö §ã§ä§Ñ§Ó§Ü§Ú §à§ã§ä§Ñ§ß§å§ä§ã§ñ §á§â§Ö§Ø§ß§Ú§Þ§Ú (§¡§ß§Ô§Ý§Ú§Û§ã§Ü§Ú§Û) §ß§Ñ §Ü§Ñ§Ý§Ö§ß§Õ§Ñ§â§ß§í§Û §Ü§Ó§Ñ§â§ä§Ñ§Ý, §ß§Ñ§é§Ú§ß§Ñ§ð§ë§Ú§Û§ã§ñ 1 §Ñ§á§â§Ö§Ý§ñ 2025 §Ô§à§Õ§Ñ. §¥§Ý§ñ §æ§Ú§Ù§Ú§é§Ö§ã§Ü§Ú§ç §Ý§Ú§è §ã§ä§Ñ§Ó§Ü§Ñ §á§à §á§Ö§â§Ö§á§Ý§Ñ§ä§Ñ§Þ §Ú §ß§Ö§Õ§à§á§Ý§Ñ§ä§Ñ§Þ §ã§à§ã§ä§Ñ§Ó§Ú§ä 7% §Ô§à§Õ§à§Ó§í§ç, §ß§Ñ§é§Ú§ã§Ý§ñ§Ö§Þ§í§ç §Ö§Ø§Ö§Õ§ß§Ö§Ó§ß§à.

§¯§Ñ§Ý§à§Ô§à§Ó§í§Ö §Þ§à§ê§Ö§ß§ß§Ú§é§Ö§ã§ä§Ó§Ñ 2025 §Ô§à§Õ§Ñ: ?§¤§â§ñ§Ù§ß§Ñ§ñ §Õ§ð§Ø§Ú§ß§Ñ?

IRS §à§á§å§Ò§Ý§Ú§Ü§à§Ó§Ñ§Ý§à §Ö§Ø§Ö§Ô§à§Õ§ß§í§Û §à§Ò§Ù§à§â §ß§Ñ§Ý§à§Ô§à§Ó§í§ç §Þ§à§ê§Ö§ß§ß§Ú§é§Ö§ã§ä§Ó ?§¤§â§ñ§Ù§ß§Ñ§ñ §Õ§ð§Ø§Ú§ß§Ñ? §ß§Ñ 2025 §Ô§à§Õ, §á§â§Ö§Õ§å§á§â§Ö§Õ§Ú§Ó §ß§Ñ§Ý§à§Ô§à§á§Ý§Ñ§ä§Ö§Ý§î§ë§Ú§Ü§à§Ó, §Ü§à§Þ§Þ§Ö§â§é§Ö§ã§Ü§Ú§Ö §à§â§Ô§Ñ§ß§Ú§Ù§Ñ§è§Ú§Ú §Ú §ß§Ñ§Ý§à§Ô§à§Ó§í§ç §ã§á§Ö§è§Ú§Ñ§Ý§Ú§ã§ä§à§Ó §à §ß§Ö§à§Ò§ç§à§Õ§Ú§Þ§à§ã§ä§Ú §à§á§Ñ§ã§Ñ§ä§î§ã§ñ §â§Ñ§ã§á§â§à§ã§ä§â§Ñ§ß§Ö§ß§ß§í§ç §Þ§à§ê§Ö§ß§ß§Ú§é§Ö§ã§Ü§Ú§ç §ã§ç§Ö§Þ, §ß§Ñ§é§Ú§ß§Ñ§ñ §à§ä §ã§ç§Ö§Þ §â§Ñ§ã§ã§í§Ý§Ü§Ú §ï§Ý§Ö§Ü§ä§â§à§ß§ß§í§ç §á§Ú§ã§Ö§Þ §Ú §Ù§Ñ§Ü§Ñ§ß§é§Ú§Ó§Ñ§ñ §Ó§Ó§Ö§Õ§Ö§ß§Ú§Ö§Þ §Ó §Ù§Ñ§Ò§Ý§å§Ø§Õ§Ö§ß§Ú§Ö §à§ä§ß§à§ã§Ú§ä§Ö§Ý§î§ß§à §ß§Ñ§Ý§à§Ô§à§Ó§í§ç §Ý§î§Ô§à§ä.

§°§ß§Ý§Ñ§Û§ß-§Ú§ß§ã§ä§â§å§Þ§Ö§ß§ä§í IRS

 IRS&²Ô²ú²õ±è;§â§Ö§Ü§à§Þ§Ö§ß§Õ§å§Ö§ä&²Ô²ú²õ±è;§á§à§ã§Ö§ä§Ú§ä§î §Ó§Ö§Ò-§ã§Ñ§Û§ä IRS.gov §Ú §Ó§à§ã§á§à§Ý§î§Ù§à§Ó§Ñ§ä§î§ã§ñ §à§ß§Ý§Ñ§Û§ß-§Ú§ß§ã§ä§â§å§Þ§Ö§ß§ä§Ñ§Þ§Ú §Õ§Ý§ñ §á§à§Ý§å§é§Ö§ß§Ú§ñ §ß§Ö§Þ§Ö§Õ§Ý§Ö§ß§ß§í§ç §à§ä§Ó§Ö§ä§à§Ó §ß§Ñ §ß§Ñ§Ý§à§Ô§à§Ó§í§Ö §Ó§à§á§â§à§ã§í. §°§ß§Ý§Ñ§Û§ß-§â§Ö§ã§å§â§ã§í §Ó§Ü§Ý§ð§é§Ñ§ð§ä §Ó §ã§Ö§Ò§ñ §ã§ä§â§Ñ§ß§Ú§è§å ?§®§í §Ô§à§ä§à§Ó§í §Ó§Ñ§Þ §á§à§Þ§à§é§î?, §Ü§à§ä§à§â§Ñ§ñ §à§ç§Ó§Ñ§ä§í§Ó§Ñ§Ö§ä §Ò§à§Ý§î§ê§Ú§ß§ã§ä§Ó§à §ä§Ö§Þ, §ã§Ó§ñ§Ù§Ñ§ß§ß§í§ç §ã §ß§Ñ§Ý§à§Ô§Ñ§Þ§Ú, §Ú §ß§Ö §ä§à§Ý§î§Ü§à, §Ñ §ä§Ñ§Ü§Ø§Ö §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§ð §à §Ò§Ö§ã§á§Ý§Ñ§ä§ß§à§Û §à§ß§Ý§Ñ§Û§ß-§á§à§Þ§à§ë§Ú §ã §Ó§Ñ§â§Ú§Ñ§ß§ä§Ñ§Þ§Ú §ã§Ñ§Þ§à§à§Ò§ã§Ý§å§Ø§Ú§Ó§Ñ§ß§Ú§ñ.

§¬§â§à§Þ§Ö §ä§à§Ô§à, IRS §á§â§Ö§Õ§à§ã§ä§Ñ§Ó§Ý§ñ§Ö§ä §à§ß§Ý§Ñ§Û§ß-§Ú§ß§ã§ä§â§å§Þ§Ö§ß§ä§í, §á§à§Þ§à§Ô§Ñ§ð§ë§Ú§Ö §ß§Ñ§Ý§à§Ô§à§á§Ý§Ñ§ä§Ö§Ý§î§ë§Ú§Ü§Ñ§Þ §á§â§Ú§ß§Ú§Þ§Ñ§ä§î §à§Ò§à§ã§ß§à§Ó§Ñ§ß§ß§í§Ö §â§Ö§ê§Ö§ß§Ú§ñ §Ú §Ó§í§Ò§Ú§â§Ñ§ä§î §á§â§Ñ§Ó§Ú§Ý§î§ß§à§Ô§à §ß§Ñ§Ý§à§Ô§à§Ó§à§Ô§à §ã§á§Ö§è§Ú§Ñ§Ý§Ú§ã§ä§Ñ, §é§ä§à§Ò§í §á§à§Þ§à§é§î §Ú§Þ §Ú§Ù§Ò§Ö§Ø§Ñ§ä§î §Ü§â§Ñ§Ø§Ú §Ý§Ú§é§ß§í§ç §Õ§Ñ§ß§ß§í§ç, §ã§Ó§ñ§Ù§Ñ§ß§ß§à§Û §ã §ß§Ñ§Ý§à§Ô§à§à§Ò§Ý§à§Ø§Ö§ß§Ú§Ö§Þ, §Ú §æ§Ú§ß§Ñ§ß§ã§à§Ó§à§Ô§à §å§ë§Ö§â§Ò§Ñ. §·§à§ä§ñ §Ò§à§Ý§î§ê§Ú§ß§ã§ä§Ó§à §ã§á§Ö§è§Ú§Ñ§Ý§Ú§ã§ä§à§Ó §á§à §á§à§Õ§Ô§à§ä§à§Ó§Ü§Ö §ß§Ñ§Ý§à§Ô§à§Ó§í§ç §Õ§Ö§Ü§Ý§Ñ§â§Ñ§è§Ú§Û §Ù§Ñ§ã§Ý§å§Ø§Ú§Ó§Ñ§ð§ä §Õ§à§Ó§Ö§â§Ú§ñ §Ú §á§â§Ö§Õ§à§ã§ä§Ñ§Ó§Ý§ñ§ð§ä §Ó§í§ã§à§Ü§à§Ü§Ñ§é§Ö§ã§ä§Ó§Ö§ß§ß§í§Ö §å§ã§Ý§å§Ô§Ú, §ß§Ö§Ü§à§ä§à§â§í§Ö §Ù§Ñ§ß§Ú§Þ§Ñ§ð§ä§ã§ñ §Þ§à§ê§Ö§ß§ß§Ú§é§Ö§ã§ä§Ó§à§Þ, §Ü§â§Ñ§Ø§Ö§Û §Ý§Ú§é§ß§í§ç §Õ§Ñ§ß§ß§í§ç §Ú §Ñ§æ§Ö§â§Ñ§Þ§Ú. §¯§Ñ§Ý§à§Ô§à§á§Ý§Ñ§ä§Ö§Ý§î§ë§Ú§Ü§Ú §Õ§à§Ý§Ø§ß§í §á§à§ß§Ú§Þ§Ñ§ä§î, §Ü§à§Ô§à §à§ß§Ú §ß§Ñ§ß§Ú§Þ§Ñ§ð§ä, §Ú §Ù§Ñ§Õ§Ñ§Ó§Ñ§ä§î §ß§Ö§à§Ò§ç§à§Õ§Ú§Þ§í§Ö §Ó§à§á§â§à§ã§í, §á§â§Ö§Ø§Õ§Ö §é§Ö§Þ §á§Ö§â§Ö§Õ§Ñ§Ó§Ñ§ä§î §ã§Ó§à§ð §Ü§à§ß§æ§Ú§Õ§Ö§ß§è§Ú§Ñ§Ý§î§ß§å§ð §Ý§Ú§é§ß§å§ð §Ú §æ§Ú§ß§Ñ§ß§ã§à§Ó§å§ð §Ú§ß§æ§à§â§Þ§Ñ§è§Ú§ð.

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IRS §Ó§í§á§å§ã§ä§Ú§Ý§à §â§å§Ü§à§Ó§à§Õ§ã§ä§Ó§à §á§à §ß§Ñ§Ý§à§Ô§à§à§Ò§Ý§à§Ø§Ö§ß§Ú§ð §Õ§à§ç§à§Õ§à§Ó §Ú §ß§Ñ§Ý§à§Ô§å §ß§Ñ §Ù§Ñ§ß§ñ§ä§à§ã§ä§î §Ó §à§ä§ß§à§ê§Ö§ß§Ú§Ú §Ó§Ù§ß§à§ã§à§Ó §Ú §á§à§ã§à§Ò§Ú§Û (§¡§ß§Ô§Ý§Ú§Û§ã§Ü§Ú§Û), §Ó§í§á§Ý§Ñ§é§Ú§Ó§Ñ§Ö§Þ§í§ç §Ó §à§á§â§Ö§Õ§Ö§Ý§Ö§ß§ß§í§ç §ã§Ú§ä§å§Ñ§è§Ú§ñ§ç §Ó §â§Ñ§Þ§Ü§Ñ§ç §ê§ä§Ñ§ä§ß§à§Û §á§â§à§Ô§â§Ñ§Þ§Þ§í §à§á§Ý§Ñ§é§Ú§Ó§Ñ§Ö§Þ§à§Ô§à §à§ä§á§å§ã§Ü§Ñ §á§à §ã§Ö§Þ§Ö§Û§ß§í§Þ §à§Ò§ã§ä§à§ñ§ä§Ö§Ý§î§ã§ä§Ó§Ñ§Þ §Ú §Þ§Ö§Õ§Ú§è§Ú§ß§ã§Ü§Ú§Þ §á§à§Ü§Ñ§Ù§Ñ§ß§Ú§ñ§Þ, §Ñ §ä§Ñ§Ü§Ø§Ö §á§à §ã§à§à§ä§Ó§Ö§ä§ã§ä§Ó§å§ð§ë§Ú§Þ §ä§â§Ö§Ò§à§Ó§Ñ§ß§Ú§ñ§Þ §Ü §à§ä§é§Ö§ä§ß§à§ã§ä§Ú.

§¯§à§Ó§à§Ö §ä§â§Ö§Ò§à§Ó§Ñ§ß§Ú§Ö §Ñ§Ó§ä§à§Þ§Ñ§ä§Ú§é§Ö§ã§Ü§à§Û §â§Ö§Ô§Ú§ã§ä§â§Ñ§è§Ú§Ú §Õ§Ý§ñ §á§Ý§Ñ§ß§à§Ó 401(k) §Ú 403(b)

§®§Ú§ß§Ú§ã§ä§Ö§â§ã§ä§Ó§à §æ§Ú§ß§Ñ§ß§ã§à§Ó §Ú IRS §Ó§í§á§å§ã§ä§Ú§Ý§Ú §â§ñ§Õ §ß§à§â§Þ§Ñ§ä§Ú§Ó§ß§í§ç §á§â§Ö§Õ§Ý§à§Ø§Ö§ß§Ú§Û (§¡§ß§Ô§Ý§Ú§Û§ã§Ü§Ú§Û), §Ü§Ñ§ã§Ñ§ð§ë§Ú§ç§ã§ñ §ß§Ö§Ü§à§ä§à§â§í§ç §á§à§Ý§à§Ø§Ö§ß§Ú§Û §©§Ñ§Ü§à§ß§Ñ SECURE 2.0, §Ó§Ü§Ý§ð§é§Ñ§ñ §á§à§Ý§à§Ø§Ö§ß§Ú§Ö, §ä§â§Ö§Ò§å§ð§ë§Ö§Ö, §é§ä§à§Ò§í §Ó§ã§Ö §ß§à§Ó§í§Ö §á§Ý§Ñ§ß§í 401 (k) §Ú 403 (b) §Ñ§Ó§ä§à§Þ§Ñ§ä§Ú§é§Ö§ã§Ü§Ú §â§Ö§Ô§Ú§ã§ä§â§Ú§â§à§Ó§Ñ§Ý§Ú §à§ä§Ó§Ö§é§Ñ§ð§ë§Ú§ç §Ü§â§Ú§ä§Ö§â§Ú§ñ§Þ §ã§à§ä§â§å§Õ§ß§Ú§Ü§à§Ó, §ß§Ñ§é§Ú§ß§Ñ§ñ §ã 2025 §Ô§à§Õ§Ñ.